Physical Injury

Articles and information on physical injury structures and related settlement industry news.

Timing for Structured Settlement Discussions

Attorneys often ask me, "When is the best time to bring in a structured settlement broker to a case?" The short answer is early.

Attorney Tom Girardi and Settlement Broker Patrick Farber on Attorney Fee Structures

The business model for a litigation law firm is often fraught with uncertainty — periods of big wins and big payouts as well as slow times with little or no income. One tool to even out cash flow, better manage the ups and downs of a litigation practice and prepare for an attorney’s future financial needs is structured attorney fees.

One Client’s Story: How A Structured Settlement Helped Him Get Through His Family’s Nightmare

Sometimes, life throws us curveballs that we can never expect or prepare for. Such was the case for Russ, one of my clients. Russ’ wife was in a terrible auto accident in 1996 and it turned their world upside down. This is a story about how a structured settlement helped him get through his family’s nightmare.

Personal Injury Cases: Structured Settlements as a Negotiating Tool

Structures are used in a variety of injury cases. The most common involve wrongful death, (especially if a surviving spouse or children need income), temporary or permanent disability and severe injuries with shortened life expectancy.

What is a “Structured Settlement”?

Structured settlements are tax efficient and can have asset protection and spendthrift advantages too. Like other tax deferral ideas, their results are more impressive the longer their term and the slower they pay out. They aren’t for everyone, and you shouldn’t structure every nickel you receive. Once they are set up, they generally can’t be changed.

H3Assist Provides Homecare for Seniors & Others With Assisted Living Needs

Owner Scott Morton's brother, Glenn, an avid tennis player and instructor, was the victim of an automobile accident in 2005. His family was told Glenn would never speak or walk again. Without the care of doctors, nurses, therapists, rehab staff and the care he receives at home, Scott believes his brother would never have made the great progress that he now enjoys. Scott created H3Assist to deliver the same kind of quality in-home care received by his brother.

Sample Structured Settlements Show A Variety of Options

For some the structured settlement process is best illustrated by sample structures.

Helping California Courts Protect Settlement Beneficiaries [Los Angeles Lawyer – March 2010]

Factoring Beginning in the late 1980s, a new wrinkle emerged in structured settlements. Entities known as factoring companies targeted individuals who had structured settlements, buying the future structured settlement payment rights for a discounted lump sum, usually a fraction of the overall settlement figure.

Structured Settlements Offer Clients Financial Security

Clients choosing cash settlements assume the risks associated with their investments during both stable and volatile economic times. Clients requiring lifetime care and support usually do not have the luxury of being able to weather market ups and downs and fluctuating incomes, especially when unforeseen medical emergencies are part of life.

Structured Settlements Under $50,000: Better Than Lump Sum Payout? [Litigation Commentary & Review – October 2010]

When most people hear "structured settlement," they assume the dollar amount of the injury settlement is for hundreds of thousands of dollars or more. Surprisingly, that's not always true. Over the past 20 years, more than 50 percent of the structured settlements facilitated by Ringler Associates, the world's oldest and largest settlement annuity firm, were less than $50,000. Another approximately 17 percent were between $50,000 and $100,000. These figures are typical in most annuity firms.

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